Debt happens. Its a part of modern life, like death, taxes and email spam. Being in debt does not mean you are a bad, stupid or inferior person. You’re just like the rest of the 44% of Americans reported to be in debt by the Federal Reserve Board. But you can do something about your [...]

There are a lot of advertisements out there for debt reduction service – help for people trapped in debt to credit card companies, banks or to anybody else they owe money to. If you have trouble keeping track of your bills and if you owe more than several thousand dollars to one creditor or more, [...]

The Federal Reserve Board says that 44% of Americans are in some sort of debt. Not all of the 44% have major debt (over $20,000) but will if they don’t get a hold of their debt now. Its easy to get into debt, but it is possible to get out of debt. Our species does [...]