Is a debt management program, DMP the right choice for your financial situation? Many people are planning to file bankruptcy in the hopes of just getting their debt wiped clean. This has plenty of downfalls, of course, such as a 10-year black mark on your credit score, which will limit your access to new credit. [...]

The Federal Reserve Board says that 44% of Americans are in some sort of debt. Not all of the 44% have major debt (over $20,000) but will if they don’t get a hold of their debt now. Its easy to get into debt, but it is possible to get out of debt. Our species does [...]

Yes, Debt Relief Clearinghouse is the name of a placement service. Despite the name, they don’t offer red dollar days or blue light specials, but they can save you a whole lot of money. And, the price they charge is right its a free service for Americans. In fact, its the leading placement service of [...]