In the old days the “man behind the desk” decided to give you a loan or not. Your handshake was the contract and your honor was the collateral. Now however the “man” has a name…the name is FICO SCORE.
Bad debt credit cards are credit cards that have a debt on them that you owe that is late or otherwise unpaid for a period of over thirty days. If you are receiving collection calls from your lenders or even from third party debt collectors, getting new credit is very difficult to do. More so, [...]
If you find yourself in a financially compromised position, or you just want access to some extra money for a special project you may consider a refinancing home mortgage loan as a viable solution to your cash flow needs. There are several ways of procuring a refinancing home mortgage. You can go through conventional methods [...]
There are several ways to go about getting a refinancing home loan plan. Sometimes in life we need to have cash readily available to meet life’s ongoing financial challenges. CHIP is a Canadian Home Income Plan used for securing a refinancing home loan by way of a reversal mortgage. With a traditional refinancing home loan [...]
Writing a sample letter for credit repair is pretty easy and straight forward. Before someone decides to send a letter, they should put together a sample letter in order to see how it looks and also to make sure that all the information is put into letter form. A sample letter should include all of [...]
Having bad credit can be very damaging to your financial situation. If you have bad credit, people will have qualms about lending you money and creditors may not want to do business with you again. Nevertheless, having a bad credit standing is not the end of the world because there are some steps that you [...]
Bad debt collection is one of the most common reasons that collectors will call you. If you have bad credit, these collectors may call if you miss a payment, stop making payments or exceed your credit limit. The calls are annoying and often very hard to avoid. However, do you have rights against this type [...]
